Tracking spending:

Understand the impact of credit card expenses and use tools like the Spend Analysis in The Hub to monitor and control your spending effectively.

Budgeting:

Simplify budgeting with tools like Spend Setter℠ in The Hub, allowing you to set spending limits by category and track your expenses against them.

Setting savings goals:

Motivate yourself by setting specific goals using the Savings Goal Getter℠ tool in The Hub, making it easier to save money for meaningful purposes.

Utilising automated savings:

Automate your savings by setting up pre-authorized transfers or using automatic savings features provided by your bank, ensuring consistent contributions towards your financial goals.

Preparing for grocery shopping:

Plan meals, check your pantry and fridge, utilize coupons and loyalty programs, and create a shopping list to avoid overspending at the grocery store.

Bringing lunch to work:

Save money by packing your own lunch instead of eating out, exploring quick and easy meal options that can be prepared in advance.

Cutting cable television expenses:

Consider replacing costly cable TV subscriptions with more affordable streaming services that offer a wide range of content options.

Establishing an emergency fund:

Prioritise saving for unexpected expenses to avoid relying on credit and incurring interest, utilising tools like Savings Goal Getter℠ to allocate funds for an emergency fund.

Buying used items:

Save money by opting for used items instead of buying brand new, such as cars, furniture, and other durable goods, maximising the value of your purchases.

Unsubscribing from marketing emails:

Resist impulse buying by unsubscribing from marketing emails that tempt you to make unnecessary purchases, promoting better financial discipline.