Finance Update

Top 5 Personal Finance Apps of 2022

The use of personal finance apps has been an incredible medium for those who want to have better control of their finances.

In addition to providing a lot of relevant information to guide you with your earnings, they promise to help you evolve financially.

Certainly, taking care of personal finances has become essential if you are looking to improve your quality of life.

That way, if you want to improve the management of your finances or you already have good finances, An application will make it much easier for you to control your expenses.

Therefore, we present the best personal finance apps, along with their advantages and disadvantages.

1st Finerio

Finerio is the first app in our top personal finance apps.

This automated personal finance application in Mexico is a development that won first place in the 2018 Everis Award as the best entrepreneurial initiative carried out in the country.

The app allows you to create budgets in multiple categories.

Provides the ability to set a spending limit and, through its graphics, shows the amount that has been exceeded.

Certainly the most important feature is which is automated and focused on the habits of Mexicans.

The app automatically classifies your expenses and income when you enter them manually.

This saves you time to record your movements.

Plus, you can choose whether to link your credit or debit cards, so your spending and income are sorted automatically.

For example, if at that moment you buy a hamburger at “Burger King” with your debit card.

Your payment will automatically be categorized under the “Restaurants” category, and in turn, the amount will be subtracted from your “Food” budget. Isn’t that great?

On the other hand, the app provides a diagnosis regarding what you spend and also offers suggestions on how much you should spend.

You can find this app on Android and IOS devices.


  • It’s free.
  • No advertising
  • on the web platform
  • Has automatic categorization
  • Allows you to set budget limits
  • Allows you to change the amount and date of movement
  • Show graphs and statistics
  • Present a diagnosis of your finances


  • In the absence of activation of reminders, they are only available by email to credit cards.
  • You need to export to Excel, but you can sync to any of your devices.

2. Feton

Fotonic is one of the most interesting personal finance apps on the list.

Its excellent design, with easy use, allows you to link your bank accounts, to Have an automated record of your expenses.

In addition, you also receive notifications of your commissions and duplicate expenses, with the power to adjust your budgets and analyze expenses.

The application stands out for its automatic forecast of your possible expenses, among others. The application also awards google as the best finance application.

It is also available for Android and IOS.


  • free app
  • Allows you to set budgets
  • Allows you to change the date and amount of movement
  • Set reminders of the payment amount and the date of movement.
  • Display graphs and statistics
  • Export your budget to Excel


  • Nope the categorization of transactions is improved.

3. Accounting record

Among our personal finance apps, Accounting Registration is one of the simplest apps on the list.

This application has an excellent design, in which they ask you to register your expenses in cash, in other types of accounts (such as savings and investments) and credit card.

The application allows you to access your weekly and monthly expenses, along with a balance with your budget and your expenses.

In addition to also offering access to other statistical data.


  • It is free and has a Premium version
  • You can export your budget to Excel
  • Allows you to set budget limits
  • Allows you to change the amount and date of movement
  • Allows you to set reminders of the payment amount and the date of movement
  • Show graphs and statistics
  • You can add photos of your tickets or expenses.


  • It has advertising
  • No automatic categorization
  • No web platform

4. Expense control

The fourth app of our best personal finance apps, without a doubt, is a complete app, regarding income control.

In this application, you can create an account for separate banks and record income and expenses.

What sets it apart from the other apps mentioned is that it offers the ability to define the currency format.

In addition, it also allows you to set a limit on your expenses, whether they are daily, weekly or even monthly.

It also offers the creation of models of frequent expenses.

Initially, it can be a bit difficult to use the application. Due to so many options it offers, it brings certain doubts.

On top of that, the information within the app is very specific and the editing options can be hidden for a cleaner view.


  • free app
  • You can export your budget to Excel
  • Allows you to change the amount and date of movement
  • You can create savings accounts.


  • It has advertising
  • No web platform
  • Does not allow you to set budget limits
  • There is no automatic categorization.

5. Money manager

Certainly, the Money Manager app is one of the simplest personal finance apps on our top.

So if you are looking for an easy to move app to control your finances, this app is ideal for what you are looking for.

It allows you to record your expenses and income, choose and create categories of expenses, to identify them.

It still does subtract expenses without income.

For better organization, the app also allows you to schedule a time to write down your daily expenses, along with charts that can be accessed at any time.

This application can be found in the Android system.


  • It’s free.
  • There is no advertising.
  • Allows export to Excel.
  • There is the reminder option.


  • No web platform
  • Does not show savings
  • Budget limits cannot be set
  • No automatic categorization

So far you have met several personal finance applications.

Without a doubt, they are of great importance for those who want to start educating themselves financially.

Since its access is easy and allows you to take care of your financial health from absolutely anywhere and at any time.

We reaffirm that having control of personal finances will bring good results to your relationship with money and for you to achieve your financial goals.

That’s why we hope you’ll use one of our best personal finance apps and refer your friends or family.

In this way, the achievement of financial stability will come closer and closer.

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